The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required.
Is this the right loan for you?
USDA loans are a great option for people who want to buy a house in a rural area. With 0% down it makes this a great option for first time home buyers.
But this program is income specific and location specific. The best way to figure out if this is the best option for you and your family, is to schedule a time to meet with me.
We will go over all the facets of the program and see if it's the right loan for you.